In care homes all meals are provided, either in residents’ own rooms or in the dining room, and communal facilities will usually include lounges, activity rooms and a garden area. Can I add my own additional safety features? Do I have to pay any fees if I rent out my retirement apartment? Decrease The programme began with an interview with “Rosemary”, from Chichester, who bought her retirement flat new from Churchill Retirement Living for £236,000 and has seen ground rents rise … Churchill is independently owned by Spencer and Clinton McCarthy, so family values are … This enables us to provide extensive communal areas – such as the Owners’ Lounge, Guest Suite and other facilities – which are an essential ingredient to the lifestyle on offer at our developments. If you choose to install additional security features you will have to cover the cost of these and their installation. This affects women born on or after 6 April 1950.You cannot claim the State Pension until you reach this age but can retire if you have a personal or company pension scheme. The only reasons the amount can be higher are: You can still get a State Pension if you have other income like a personal pension or a workplace pension. An intruder alarm is fitted to the front door of every apartment. Retirement living is about enjoying a new lifestyle. Repairs in your own apartment are your responsibility but, of course, the Lodge Manager can provide you with help and advice. The Sales Executive will be able to give you more details. As is common with all apartment buildings, Churchill Retirement Living apartments are sold on a leasehold basis. All of our Lodges are managed by our specialist property management company, Yes. Yes, there are mortgage products available to help you buy one of our apartments. Owners can of course have family and friends to stay in their own apartment whenever they like. Chairman Spencer McCarthy, whose firm creates apartments for OAPs in places such as Hertfordshire, Surrey and Kent, said the government’s plan to set ground rents on new long leases to zero “will disproportionately affect us”. Simply visit a Churchill development of your choice. The apartment is owned by you and you do not need to ask permission to sell it. Not all homebuilders sell retirement homes as leaseholds however, and those that don't do not agree that retirement developments need to rely on ground rents as a source of funding. Churchill is independently owned by Spencer and Clinton McCarthy, so family values are … For women, the current State Pension age increased from 60 to 65 in April 2010. Individual Sales Executives will be delighted to give you full details. Churchill Retirement Living developments also include a Lodge Manager, Owners' Lounge, coffee bar and a lively social calendar. Apartments on the ground floor have sensors fitted throughout the apartment. This means that women born on or after 6 April 1950 cannot retire until they are 65. Does anyone else have keys to my apartment? Can I get a mortgage to buy a retirement apartment? Although only four per cent of McCarthy and Stone’s revenues come from ground rents, … A 24 hour support system, for added peace of mind. We are proud to say we have a trusted, quality product. Who looks after the management of the building on behalf of Churchill Retirement Living? All Churchill Retirement Living apartments are sold on a leasehold basis and you are free to choose to sell the apartment whenever you like. Often two car families reduce to one car and, with close proximity to shops and amenities, car ownership is less necessary. What happens if I pass away whilst owning an retirement apartment? There is a community of like minded people of a similar age and the maintenance is taken care of, so you can relax and enjoy your retirement. Churchill is independently owned by Spencer and Clinton McCarthy, so family values are … These are called ‘event fees’ (also known as exit fees or transfer fees). And if I do, is Retirement Living right for me? What safety and security features are there in a Churchill apartment? Churchill Retirement Living is a privately owned, family-run housebuilder, and is the UK’s second largest retirement homes specialist. Bovis Homes. If you would like to find out more about the Company than is provided on the website, please call 0800 458 1856 or contact us through another route and we will be delighted to answer any of your questions. However, it said customers remained cautious amid economic uncertainty. The actual amount you get depends on your National Insurance record. Sophisticated fire and smoke detection systems are fitted in all apartments and throughout the communal areas in the development. Which European countries have banned UK flights? Retirement properties are almost always sold on a leasehold rather than freehold basis. If you have retirement questions to ask that are not in this section, then feel free to contact us and we'll try to answer as quickly as possible. Your home is your own and you can decorate and furnish it as you wish. Most of our Lodges now have a fitted washer/dryer in the kitchen as standard. Your tenants must be over 60 years old and you must get permission from the management company, Millstream Management Services. The current law already provides for the State Pension age for both men and women to increase to: State Pension age, or statutory retirement age, in the UK is not the same as retirement age. Will I need my own buildings or contents insurance? Some of our developments have separate laundry rooms, so in this case you can certainly have one fitted if you wish. The firms typically rely on ground rent income to help pay for the construction of expensive communal areas for residents, such as lounges, hair salons and dining rooms. You have to tell the Department of Work and Pensions that you have retired and that you wish to claim your State Pension. The higher ground rent helps to pay for the provision of this space, which could otherwise be sold as apartments. The purchase then proceeds exactly the same way as any other property purchase. How can I calculate my pension entitlement? Churchill Retirement Living is built on integrity and trust. Additionally, you will have to pay for the electricity you use in your own apartment. A 19% increase. The individual apartments are typically one or two bedrooms. Can you tell me more about Churchill Retirement Living? It's understandable that you may have some questions and some uncertainty about what retirement living is and whether it is the right... At Churchill Retirement Living, we understand that a move can seem daunting, but it doesn't need to be; we're here to help you every step of the way. As with any property, you have to pay your Council Tax according to the band allocated by the local council. To talk to someone who lives in the development of your choice, simply let the Sales Executive know and he or she will arrange everything for you. Yes. There are no other hidden day-to-day charges to pay. Churchill Retirement has led the rear-guard action to exempt retirement housing from the government’s three-times repeated promise to reduce new ground rents to zero. Homeground, the ground rent gatherer that is part of Will Astor’s Long Harbour group, is gathering revenues for offshore owned freeholders, it admits. Churchill Retirement Living specialises in one and two-bedroom retirement apartments, ensuring a low-maintenance and independent lifestyle, as well as peace of mind. You will also have to pay for the electricity you use in your own apartment and for your own TV licence. We do not provide on-site care but a 24 hour emergency call alarm system is provided via a discreet personal pendant alarm and bathroom call point. Churchill Retirement has led the rear-guard action to exempt retirement housing from the government’s three-times repeated promise to reduce new ground rents to zero. A camera entry system is installed and can be operated from your apartment. Are there any other charges which I have to pay? Churchill Retirement Living staff will be delighted to. McCarthy and Stone, on the other hand, more or less conceded that the time for ground rents … Repairs to the fabric of the building, the communal areas, the safety and security systems (including those inside your apartment) and the garden are all covered by the service charge and will be taken care of by the management company. Churchill Retirement Living, Churchill House, Parkside, Ringwood, Hampshire BH24 3SG. Yes. Do you consider part exchange or offer other help to move to a Churchill apartment? You can also find a pension calculator on the website that may help you to calculate your pension entitlement. Nursing homes provide the same facilities and personal care as a care home but also have a qualified nurse on duty 24 hours a day to carry out nursing tasks. Increase. Can my family buy the retirement apartment for me? Can I add my own additional security features? Both have argued that they need ground rents for the viability of retirement … Unreserved marked parking bays for Owners are provided at all of our Lodges. Headed by leading retirement builder McCarthy and Stone and Churchill Retirement (which is privately owned by the McCarthy family), retirement house … On top of that, the ground rent is a further £415 a year. Public pledge for leaseholders We, the undersigned Freeholders, pledge to: For existing leaseholders: 1. What is the difference between a retirement apartment complex, a care home and a nursing home? You will have to pay for your own TV licence. Yes, as long as they do not interfere with the integral system of the Lodge. These fees may be calculat… You can find our Community Guidelines in full here. For women, the current State Pension age increased from 60 to 65 from April 2010. 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